How salary sacrifice works

How to get the latest tech at
unbeatable prices in a few simple steps 


What is salary sacrifice?

Techscheme lets you get the latest tech through your employer. You then spread the cost with up to 12 payments from your salary across 12 months and make a National Insurance saving of up to 12% too. Best of all – you own the products from the beginning and there’s no end of hire fee.

What can I get?

You can choose from over 5,000 tech products including the latest iPhone Xs, Google Pixel 3, Galaxy S10 or tablets like iPad Pro and Microsoft Surface. Laptops including MacBook and HP Spectre. Or the new stunning Sony Bravia and Samsung 8K TV ranges and a huge selection of fitness trackers and smartwatches like Apple Watch 3, Fitbit Ionic, Garmin vívoactive. Plus headphones, cameras, home cinema sets, smart health and accessories from hundreds of manufacturers...the choice is huge!

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How much do you plan to spend?

Savings are between 2 and 12% depending on your tax rate. Use our savings calculator to find out how much you could save.

Total value of products
Your annual salary
You are paid
You'll pay over

How much can I save?

Check your savings with our calculator entering the combined total value of your products, your annual salary, and how often you’re paid.

To take advantage of Techscheme, your employer must be registered.


Where can I get it?

Techscheme is powered by Apple and Currys PC World, the UK’s top tech retailers. Pick Apple products directly on our Apple store and Apple will ship them directly to you. Or select the total value of the products you want to get from Currys PC World and we’ll email you a Redemption Code to use in store or online.

How do I apply?

3 simple steps to getting your must-have tech

Are you ready to get the latest technology from our Apple store or find your dreams at Currys PC World? Excellent, you are a few clicks away. Make sure you have your employer code ready along with your payroll number (if you are unsure where to find them: ask your employer for your employer code and check your payslip for your payroll number).


Enter your details. Please choose one of the following; pick products directly on our Apple store or select the value of the products you want from Currys PC World. 


Your employer approves your request. If you have selected products from our Apple store, Apple will deliver directly to you. If you have selected a value to spend in Currys PC World you will receive a Redemption Code via email to use online or in store. Your salary sacrifice begins.


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